Flood Damage Restoration
There are two distinctly different types of flood damage that can occur to your home, and it is vitally important that you be adequately prepared for both. While regular homeowner's insurance will probably cover flooding due to a burst water pipe (as long as it wasn't caused by your neglect in failing to repair a minor leak), flooding from hurricanes or tornadoes is not usually covered by homeowner's insurance. You need a special flood policy to assure coverage. Flood insurance is available for both homeowners and renters, with varying rates depending on risk. Before Your Home Needs Water Damage Restoration The critical first step is to make sure you're adequately insured in the event of a flood. The Federal Emergency Management Agency (FEMA) has prepared maps to identify areas that are especially at risk of flooding. One in four homes in Special High Risk Areas will be flooded during the term of the average 30-year mortgage, so these homeowners are usually requ